美国加州理工学院奖学金详情介绍
相信大家都知道加州理工学院是所以一所非常著名的大学院校，所以每年都会有很多留学生申请这所大学，那么下面就和我爱学习网一起来了解一下美国加州理工学院奖学金详情介绍吧!
经济援助是提供给所有学生，以帮助其负担起加州理工学院学习费用的。在加州理工学院，提供单重主要类型的经济援助：
Grants & Scholarships - monetary gifts that are based on demonstrated financial need
The majority of financial aid awarded to Caltech undergraduates comes from grants. Grants are considered "gift aid": they do not have to repaid or earned. Because of this, grants are the most beneficial form of financial aid.
All scholarships and grants at Caltech are need-based, as the Institute does not have a merit aid program. Undergraduate students who fill out a financial aid application will be automatically considered for scholarships and grants from Caltech and the federal government. Grants are also available from state governments, but the application process varies by state.
授予给加州理工学院本科学生的大部分经济援助来源于助学金。助学金被认为是一种捐助援助：不需要偿还或者是赚取。也正是因为如此，助学金是所有经济援助中最有利的。
加州理工学院所有的奖学金和助学金都是按照需求颁发的，因为学校没有优异奖学金计划。填写了经济援助申请的本科学生将会自动成为加州理工学院以及联邦政府奖学金和助学金的候选人。各州政府也可能会提供助学金，但是申请过程各不相同。
Work-Study - an allotment of money that needs to be earned each year by working on-campus or at other eligible institutions
Work-Study is a financial aid program that allows students to earn money for their college expenses through work. Students who participate in the Work-Study program also gain valuable job experience.
As a need-based program, all undergraduate students who submit a financial aid application will be considered for Work-Study. Students are typically awarded $2,500 of Work-Study per year. Freshmen will only be awarded $1,350, since they are not permitted to work during the fall term.
Federal Work-Study
Federal Work-Study is available to students who qualify for federal financial aid (most domestic students). Under the Federal Work-Study program, students may earn money by working for:
Caltech
Public agencies--including Caltech's Jet Propulsion Laboratory (JPL)
Caltech Y
Wages earned under the Federal Work-Study program are subsidized by the federal government. The government will pay 75% of a student's wages, leaving the hiring department to pay the remaining 25%.
Caltech Work-Study
The Caltech Work-Study is designed to parallel the Federal Work-Study program, making Work-Study funds available to students who do not qualify for federal financial aid (including most international students). There are a few differences between the two programs, though. Students who receive Caltech Work-Study may only earn money by working for:
Caltech
The Jet Propulsion Laboratory
Wages earned under the Caltech Work-Study program are subsidized by Caltech's financial aid fund. The fund will pay 60% of a student's wages, leaving the hiring department to pay the remaining 40%.
Student Employment
Student Employment is generally available to all students regardless of whether or not they apply for financial aid. The Caltech Career Development Center is happy to assist students in finding part-time jobs. Students typically work an average of 4-10 hours per week. Students may not work for more than 16 hours per week. First-year students may not work during fall term.
2.勤工俭学 - 属于分配的资金援助，但是需要通过每一年在校内或者其他符合要求的组织的勤工俭学来赚取
勤工俭学是让学生通过工作为自己的大学费用获得更多的资金支持的一种经济援助计划。参加了勤工俭学计划的学生同时也获得了极具价值的工作经验。
作为一个按照学生需求分配的经济援助计划，递交了经济援助申请的所有本科学生都将成为勤工俭学计划的候选人。通常学生一年勤工俭学可以获得$2,500，而大学新生一般只获得$1,350，因为他们不允许在秋季学期勤工俭学。
联邦勤工俭学：
联邦勤工俭学计划提供给符合联邦经济援助(大部分国内学生)的学生。在联邦勤工俭学计划中，学生可以通过为以下组织工作来获得工资：
- 公立机构——包括加州理工学院的喷气推进实验室(JPL);
在联邦勤工俭学计划中获得的工资是由联邦政府提供的津贴。政府将会支付75%的学生工资，雇佣部门单位将会支付剩下的25%.
加州理工学院勤工俭学计划旨在与联邦勤工俭学计划对应，提供勤工俭学机会给那么不符合联邦勤工俭学经济援助的学生(包括大部分的国际学生)。这两个项目之间存在着些许不同。获得加州理工学院勤工俭学机会的学生只有为以下组织单位工作才会获得工资：
加州理工学院勤工俭学计划中获得的工资是由加州理工学院经济援助基金提供的津贴。该基金将会支付60%的学生工资，雇佣部门单位将会支付剩下的40%.
学生雇用劳动：
学生雇用劳动通常是提供给所有的学生，无论他是不是申请经济援助。加州理工学院职业发展中心很高兴去帮助学生来找到兼职工作。通常情况下，学生每一个星期平均工作4-10个小时，并且每一个星期的工作时间最多不能够超过16个小时。第一年学生在秋季学期期间是不能够工作兼职的。
Loans - borrowed money that will need to be repaid with interest after leaving school
Loans can be an invaluable resource for financing an education. While loans are a type of financial aid, they are not a gift like grants and scholarships, since loans need to be repaid eventually. Loans are mostly a tool for liquidity management: they allow you to postpone paying for a portion of your education. For the class that graduated in 2014-15, 39 percent graduated with educational debt. The average debt at graduation was $20,667. See more borrowing statistics.
All financial aid applicants are considered for a need-based loan from the Federal Perkins Loan or Caltech Loan programs. If you need additional funding, more federal loans are available through the Federal Stafford Loan and Federal PLUS Loan programs. You may also choose to search for loans on the private lending market.
After filling out a financial aid application, undergraduate students will be considered for all three types of aid. Graduate students are only eligible for loan funding.
3.贷款 - 借款，在完成学业离开学校之后需要连同利息一起偿还
在一定程度上来说，贷款是资助教育的一个及其有用的资金来源。虽然贷款也属于一种经济援助类型，但是它不像助学金和奖学金那样属于捐助资金，因为贷款最终是需要偿还的。贷款主要是流动资金管理的一个工具：它允许你推迟支付你的部分教育费用。对于在2014-15年毕业的学生来说，39%的毕业生有教育债务。在毕业时的平均债务为$20,667。
所有的经济援助申请者可以从联邦帕金斯贷款或者加州理工学院贷款项目中考虑按需分配的贷款。如果你需要额外的资助，更多的联邦贷款计划通过联邦斯塔福德贷款以及联邦PLUS贷款项目提供。当然，你也可以选择在私人贷款市场来搜索合适的贷款计划。
在填写了经济援助申请之后，本科学生将会成为这三种类型的经济援助的候选人。研究生学生只具备申请贷款资助的资格。
OUTSIDE SCHOLARSHIPS
Outside scholarships are gifts that are awarded by external businesses and entities. Outside scholarships are similar to grants as they do not generally need to be repaid or earned through work. Award amounts, eligibility criteria and application procedures will vary by scholarship program.
You may be awarded Work-Study and loans as part of your financial aid package. These types of financial aid are considered "self-help" aid, as they need to be earned or repaid, respectively. Any outside scholarships you earn will be used to replace your Work-Study and loan funds. This will reduce (or even eliminate) the amount of money you will need to earn in school or repay afterwards.
If you are receiving need-based financial aid from Caltech, outside scholarship funds cannot be used to reduce your family's expected contribution. Your total financial aid, including outside resources, cannot exceed your demonstrated financial need. Any scholarship funds that remain after replacing all of the awards listed above will be used to offset a portion of your Caltech Scholarship.
Because of these restrictions, adding an outside scholarship to your package cannot increase the quantity of funds available to you. Outside scholarships can only improve the quality of your package by replacing your self-help aid with gift aid.
二、外界奖学金
外部奖学金是由外界企业或者实体捐赠。外界奖学金与助学金一样，因为他们通常是不需要偿还或者是通过工作建筑赚取的资金。各个奖学金项目的授予额度、条件标准以及申请程序各不相同。
你可能会获得勤工俭学或者贷款，作为你的经济援助方案的一部分。这些类型的经济援助被认为是自助援助，因为他们需要靠劳动赚取或者是需要偿还。你获得的任何外部奖学金将会用来取代你的勤工俭学和贷款资助。这将会减少你在学校需要赚取或者是日后需要偿还的资金额度。
如果你从加州理工学院获得了按需分配的经济援助，外部奖学金资助不能用来减少你家庭的预期贡献。你的经济援助总额，包括外部资金来源，不能够超过你所证明的经济援助需求。在取代上述列出的所有奖励之后，剩下的任何奖学金资金将会用来弥补你的部分加州理工学院奖学金。
因为这些限制，增加一个外部奖学金到你的经济援助计划中不能够增加提供给你的资助数量。外部奖学金只能够通过使用捐助资金来取代自助援助提高你的经济援助计划数量。
VETERAN'S BENEFITS
For more comprehensive information on Veteran’s Educational Benefits at Caltech, visit the Veteran’s Benefits page on the Caltech Registrar’s website.
Post 9/11 GI Bill
The Yellow Ribbon Program
Note: Veteran’s educational benefits are treated like other outside awards in that they can reduce or replace the self-help (loan and/or work) portion of the aid package. Veteran’s benefits do not reduce or replace the calculated Estimated Family Contribution (EFC) in the determination of eligibility for need-based Caltech financial aid.
Since interpretation of regulations governing veterans’ benefits is subject to change, veterans and their dependents should correspond directly with the Department of Veterans Affairs.
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