2019年6月大学英语四级阅读理解训练：美国经济体系/信用卡
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2019年6月大学英语四级阅读理解训练：美国经济体系
The American economic system is organized around a basically private-enterprise, market-oriented economy in which consumers largely determine what shall be produced by spending their money in the marketplace for those goods and services that they want most. Private businessmen. striving to make profits, produce these goods and services in competition with other businessmen; and the profit motive, operating under competitive pressures, largely determines how these goods and services are produced. Thus, in the American economic system it is the demand of individual consumers, coupled with the desire of businessmen to maximize profits and the desire of individuals to maximize their incomes, that together determine what shall be produced and how resources are used to produce it.
An important factor in a market-oriented economy is the mechanism by which consumer demands can be expressed and responded to by producers. In the American economy, this mechanism is provided by a price system, a process in which prices rise and fall in response to relative demands of consumers and supplies offered by sellerproducers. If the product is in short supply relative to the demand, the price will be bid up and some consumers will be eliminated from the market. If, on the other hand, producing more of a commodity results in reducing its cost, this will tend to increase the supply offered by seller-producers. which in turn will lower the price and permit more consumers to buy the product. Thus, price is the regulating mechanism in the American economic system.
The important factor in a private-enterprise economy is that individuals are allowed to own productive resources (private property), and they are permitted to hire labor, gain control over natural resources, and produce goods and services for sale at a profit. In the American economy, the concept of private property embraces not only the ownership of productive resources but also certain rights, including the right to determine the price of a product or to make a free contract with another private individual.
51. In Line 7, Para. 1, "the desire of individuals to maximize their incomes" means ________.
[A] Americans are never satisfied with their incomes
[B] Americans tend to overstate their incomes
[C] Americans want to have their incomes increased
[D] Americans want to increase the purchasing power of their incomes
52. The first two sentences in the second paragraph tell us that ________.
[A] producers can satisfy the consumers by mechanized production
[B] consumers can express their demands through producers
[C] producers decide the prices of products
[D] supply and demand regulate prices
53. According to the passage, a private-enterprise economy is characterized by ________.
[A] private property and rights concerned
[B] manpower and natural resources control
[C] ownership of productive resources
[D] free contracts and prices
54. The passage is mainly about ________.
[A] how American goods are produced
[B] how American consumers buy their goods
[C] how American economic system works
[D] how American businessmen make their profits
答案：DDAC
2019年6月大学英语四级阅读理解训练：信用卡
One hundred and thirteen million Americans have at least one bank-issued credit card. They their owners automatic credit in stores, restaurants, and hotels, at home, across the country, and even abroad, and they make many banking services available as well. More and more of these credit cards can be read automatically, making it possible to withdraw or deposit money in scattered locations, whether or not the local branch bank is open. For many of us the "cashless society" is not on the horizon - it's already here.
While computers offer these conveniences to consumers. they have many advantages for sellers too. Electronic cash registers can do much more than simply ring up sales. They can keep a wide range of records, including who sold what, when, and to whom. This information allows businessmen to keep track of their list of goods by showing which items are being sold and how fast they are moving. Decisions to reorder or return goods to suppliers can then be made. At the same time these computers record which hours are busiest and which employees are the most efficient, allowing personnel and staffing assignments to be made accordingly. And they also identify preferred customers for promotional campaigns. Computers are relied on by manufacturers for similar reasons. Computer-analyzed marketing reports can help to decide which products to emphasize now, which to develop for the future, and which to drop. Computers keep track of goods in stock, of raw materials on hand, and even of the production process itself.
Numerous other commerical enterprises, from theaters to magazine publishers, from gas and electric utilities to milk processors, bring better and more efficient services to consumers through the use of computers.
55. According to the passage, the credit card enables its owner to ________.
[A] withdraw as much money from the bank as he wishes
[B] obtain more convenient services than other people do
[C] enjoy greater trust from the storekeeper
[D] cash money wherever he wishes to
56. From the last sentence of the first paragraph we learn that ________.
[A] in the future all the Americans will use credit cards
[B] credit cards are mainly used in the United States today
[C] nowadays many Americans do not pay in cash
[D] it is now more convenient to use credit cards than before
57. The phrase "ring up sales" (Line 2, Para. 2) most probably means "________"
[A] make an order of goods
[B] record sales on a cash register
[C] call the sales manager
[D] keep track of the goods in stock
58. What is this passage mainly about?
[A] Approaches to the commercial use of computers.
[B] conveniences brought about by computers in business.
[C] Significance of automation in commercial enterprises.
[D] Advantages of credit cards in business.
答案：BCBB
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